The Future of Online Payments Is Here
Visa is making every online transaction smarter, safer, and simpler — for businesses and consumers alike.
Get in touch with Visa to learn how our secure payment innovations can help your business reduce fraud, increase revenue, and deliver better digital experiences.
Tokenization + Biometrics = Safer, Smarter Payments
Online shopping should be fast, simple, and secure. That’s why Visa is pioneering innovations in tokenization and biometric authentication — reducing fraud and making every digital transaction safer for consumers and businesses around the globe.
The Impact So Far
- In 2023 alone, Visa Tokens helped generate $40B in additional eCommerce revenue for businesses worldwide.
- Businesses saved more than $600M in fraud losses thanks to tokenization.
- Today, 50% of Visa’s global eCommerce transactions are tokenized — and we’ve already issued nearly 15B tokens worldwide.
Instead of exposing sensitive card numbers, Visa replaces them with secure, dynamic tokens — making payment details useless to fraudsters.
- Less fraud, more trust: Tokens protect payments across devices and channels.
- Higher approval rates: Secure transactions mean fewer declines.
- Effortless checkout: No need for passwords or manual data entry.
Visa pioneered this technology in 2014 and is now making tokenization the default for all eligible online transactions globally.
Biometrics: Your Identity, Your Security
Passwords are a thing of the past. With biometric authentication, shoppers can check out with a fingerprint or face scan — increasing both convenience and security.
- 50% lower fraud rates compared to traditional methods.
- Visa Payment Passkeys: Our latest solution, enabling biometric identity verification, rolling out globally in 2025.
Building the Next Era of Commerce
As AI agents begin shopping on behalf of consumers, Visa Tokenization ensures those transactions remain secure, seamless, and privacy-preserving. It’s the foundation of Visa Intelligent Commerce — empowering trusted digital interactions in the age of AI.
The Future of Online Payments Is Here
Visa is making every online transaction smarter, safer, and simpler — for businesses and consumers alike.
Get in touch with Visa to learn how our secure payment innovations can help your business reduce fraud, increase revenue, and deliver better digital experiences.